Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases. Australian homes have delivered plenty of pluses for investors in recent…
The 5% Deposit Scheme can help eligible first home buyers purchase sooner with a smaller deposit and no lenders mortgage insurance.
More homes for sale can give buyers greater choice and negotiating power. See why home loan pre-approval can help you act quickly.
The RBA cash rate decision may affect variable home loan repayments. Review your mortgage options if rising rates are stretching your budget.
An offset account can help reduce home loan interest and pay down your mortgage sooner. Find out whether refinancing to an offset loan may suit you.
First home buyers may be able to buy sooner using the 5% Deposit Scheme. Learn how a smaller deposit could bring forward your property plans.
Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power. It stands to reason that lenders will look closely at your personal income when you apply for a home loan. It’s not just about you being able to comfortably…
Growing numbers of younger Australians are opting for regional living, and part of the lure of a ‘seachange’ or ‘treechange’ can be the chance to get more bang for your buck. As property values climb higher, the median home price across our combined capitals has just pushed past the $1 million mark. That’s seeing a rethink…
Understanding the difference between deductible and non‑deductible debt When planning a property purchase, one of the biggest decisions people face is whether to use their available cash as part of the investment deposit or keep that cash to reduce their owner‑occupied (home) loan. While everyone’s situation is unique, there are several general, non‑advice reasons why…
Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market. As many Baby Boomers (those born between 1946 and 1964) start to enjoy their retirements, they are passing the baton of property ownership over to the next…