How Creditworthy Are You? Every time you apply for credit, spend using credit or make (or miss) a repayment on a loan or a utility bill, you influence your credit score. In turn, your credit score is used by lenders to determine whether or not to give you more credit. That’s why keeping a good…
Beat the Cost-of-Living Tips The rising cost of living has hit Aussies hard, with higher prices at the supermarket, petrol pump, and utility bills stretching already tight budgets to breaking point. Keeping up with price rises is challenging when your income does not move in the same direction, and thousands of Aussies are potentially…
3 Financial Rules of Thumb Worth Following Personal finance is full of rules of thumb about saving, spending, paying off debt, and budgeting. These well-known financial guidelines help us apply proven methods for saving, investing, buying a home and even planning for retirement. They can be useful shortcuts for making quick calculations and decisions about…
When to Refinance Your Mortgage Refinancing your mortgage could help you secure better interest rates, reduce the term of your loan, and even strengthen your overall financial position. Deciding when to refinance depends on several factors and there are many instances where property owners refinance for reasons other than just the interest rate. Take a…