Is Now the Right Time to Refinance Your Home Loan? Australia’s borrowers have a reprieve as the RBA holds the cash rate steady in April 2025. With one decrease in the last 15 months since a .25% increase, the cash rate is what it was in June 2023 at 4.1%. Inflation has fallen substantially since…
3 Ways First Home Buyers Can Get into the Property Market Sooner Owning a home is a key goal for many first home buyers. To get there sooner, consider the Bank of Mum and Dad, State Government assistance, or co-buying with family or friends. Bank of Mum and Dad In the past 20 years,…
Helping Your Kids Buy a Home With rising property costs in Australia, many parents are helping their adult children buy homes. The ‘Bank of Mum and Dad’ is now one of Australia’s largest mortgage lenders. Here are a few ways parents can assist. Guarantor Loans A common way parents help their kids buy a first…
Is Selling Off-Market Right For You? Navigating the property market can be a daunting experience, especially for first-time homebuyers. Between the endless open houses, bidding wars and sleepless nights, the dream of owning your home can quickly turn into a stressful nightmare. But what if there’s a lesser-known route that has the potential to save…
Helping Homeowners Navigate Rising Insurance Premiums The Australian Insurance Industry has warned that insurance premiums will continue to rise as the frequency and severity of extreme weather events intensifies due to climate change. As one of the largest drivers of inflation, the sharp rise in home and car insurance premiums is a double whammy for…
The Importance of an Insurance Reviews If you’ve had the same business insurance policy for some time, there’s a good chance it no longer fits your circumstances. As part of our client service approach, Lending Connection’s business partners assist with the day-to-day management of insurance coverage, providing regular reviews to determine you have the right…
5 Things to Think About Before Becoming a Guarantor Many aspiring first home buyers have a hard time saving a big enough deposit to buy a first home in Australia. One way around this problem is to get financial support from their parents, who can act as a guarantor for their home loan. If you’d…
Could Climate Change Impact House Prices In Australia? It’s not hard to imagine how far reaching the effects of global warming are on our natural environment. Just consider for a moment some of the recent extreme weather events here in Australia: from heat waves and droughts to flash flooding and bush fires, Australia has certainly…
Are You Being Penalised For Sticking With Your Lender, paying lazy tax? From electricity bills to phone plans, car insurance through to home loans, sticking with the same provider year after year could mean you’re paying “lazy tax”. Lazy tax is the penalty many consumers and homeowners are paying as a result of being complacent,…
5 Inspiring Money Saving Quotes Managing money is an essential skill that can determine the quality of our lives. Though opinions vary on earning, saving, and spending, some key practices can lead to financial stability. One of these is the practice of saving money. Here are 5 money quotes to inspire your saving and investing…