Could Climate Change Impact House Prices In Australia? It’s not hard to imagine how far reaching the effects of global warming are on our natural environment. Just consider for a moment some of the recent extreme weather events here in Australia: from heat waves and droughts to flash flooding and bush fires, Australia has certainly…
How to Win at Auction Auctions can be stressful and intense, but they’re a fast way to buy or sell property. To succeed, it’s crucial to understand the unpredictable and rapid nature of the auction process. Here are some tips: Prepare Yourself To ensure you have a good understanding of how auctions run, their format…
The Insider’s Guide to Understanding Auctions Are you getting ready to step into the fast-paced world of property auctions in Australia? Whether you’re a first home buyer or a seasoned homeowner, the competitive nature of auctions can be daunting for many. Understanding the auction process can be the key to unlocking a dream property. In…
Get Auction Ready With These 5 Tips Property auctions can be a good way to buy your next home or investment property, provided you know what you’re doing. Unlike a private sale where buyers can add conditions to a contract – like finance or building inspection conditions – when it comes to auctions, buyers must…
Understanding Borrowing Capacity Before house hunting, knowing how much you can borrow from your lender is beneficial. Your borrowing capacity is the amount a lender will lend you to buy a property. It sounds simple but it’s not. All kinds of factors determine the amount a lender comes up with, and your loan amount can…
Get a Real Pre-Approval in 4 Simple Steps Having a home loan pre-approval before house hunting puts you in the best position to buy a property. It signals to sellers that you are serious and ready to move. Additionally, it improves your bargaining power and is crucial if you want to bid on a property.…
Savings Tips For First Home Buyers Every first-home buyer faces the challenge of saving for a deposit that seems out of reach. The harder you try to save, the more distant your goal may appear. But, if you ever want to have a place to call your own, you’ll need to start saving. Here are…
Repair Your Credit Report With These 5 Steps Have you been concerned about your credit file not being as healthy as it should be? Did you spend more than you wanted at Christmas or are you finding balancing your finances harder after a tough 2023? The fact is a poor or lower credit rating can…
Are You Saving More and Spending Less? The financial impact brought by the pandemic lingered for many individuals and households. Some people maintained the cautious approach to spending and saving that they adopted during the height of the pandemic in 2020 and beyond. The lessons learned during the pandemic about the importance of emergency savings…
3 Things That Could Impact Your Credit Score Lenders use your credit score to determine your lender-ability and to decide what interest rate you’ll be charged. A good credit score could mean the difference in thousands of dollars spent or saved, so it’s an important factor in your financial life. Here are some of the…