3 Ways First Home Buyers Can Get into the Property Market Sooner Owning a home is a key goal for many first home buyers. To get there sooner, consider the Bank of Mum and Dad, State Government assistance, or co-buying with family or friends. Bank of Mum and Dad In the past 20 years,…
5 Inspiring Money Saving Quotes Managing money is an essential skill that can determine the quality of our lives. Though opinions vary on earning, saving, and spending, some key practices can lead to financial stability. One of these is the practice of saving money. Here are 5 money quotes to inspire your saving and investing…
What’s Your Credit Score? Credit scores indicate how you manage your money and repay your debt, based on personal and financial information in your credit record. When you apply for credit or a loan, lenders use credit scores to determine whether to approve your application or to lend you money. Additionally, knowing your credit score…
Making Your Savings Work For You With higher interest rates than everyday transactional accounts, and the ability to withdraw funds when needed, a savings account is a good way to grow your savings faster and reach your savings goals sooner. But, just as it’s important to research and compare home loans, it makes good financial…
Mortgage Interest Rate Rises and Refinancing Tips Aussie homeowners facing yet another cash rate hike in November 2023 are understandably concerned about the impact that rising interest rates will have on their mortgage repayments. Going from a low of 2.85 percent a little more than a year ago to a new high of 4.35 percent,…
Now May be a Good Time to Refinance Your Mortgage Refinancing could be a solution for Australian homeowners looking to save money in 2024. Data from the Australian Bureau of Statistics (ABS) shows that as of August 2023, a massive $407M for owner-occupied home loans and $136M investment property worth of home loans were refinanced…
How to Navigate Interest Rate Rises As Australian household budgets are stretched further by yet another interest rate rise, some homeowners are looking at ways to cut discretionary spending, while others are considering refinancing their home loans and shifting to lenders offering better deals. With further rate rises likely, now may be the right time…
Be Financially Fit this 2024 The beginning of a new year is a good time to get your finances in order and establish some financial goals for the year ahead. By making just a few small changes to how you spend and save, you could set yourself up for the best year ever when it…