Getting Home Loan Ready in 2024 When buying property in Australia, prospective home buyers face several challenges. While some may be struggling to save a big enough deposit, others are restricted by affordability in the event of rising interest rates and a higher cost of living. For most, economic uncertainty and tighter lending conditions have…
Time to Kick These Bad Money Habits It’s no secret that good financial habits are an essential part of financial success. Learning to spend and save mindfully improves your financial situation and also helps you reach your financial goals sooner while avoiding unnecessary debt. If bad money habits are holding you back from achieving financial…
Now May be a Good Time to Refinance Your Mortgage Refinancing could be a solution for Australian homeowners looking to save money in 2024. Data from the Australian Bureau of Statistics (ABS) shows that as of August 2023, a massive $407M for owner-occupied home loans and $136M investment property worth of home loans were refinanced…
Book Your Home Loan Review As your biggest expense, keeping track of your home loan and any changes to the market or your situation makes good financial sense. An annual home loan review could lead to significant savings, give you access to better home loan features, or let you tap into your home’s equity to…
3 Practical Tips For Getting Your Finances Back on Track A staggering 7.2 million Australians are said to be starting the New Year with a Christmas debt hangover. According to research, one in four Aussies could take up until May to pay back their Christmas debt! If your big Christmas blow-out hit hard in January, it’s…
Curing Your Christmas Debt Hangover While you won’t find this expression in a mainstream dictionary, it’s a feeling that’s all too real for anyone who’s overspent at Christmas. A Christmas Debt Hangover usually kicks in around the middle of January when the credit card bills start rolling in. Symptoms include stress, trouble sleeping, and an…