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Mortgage Interest Rate Rises and Refinancing Tips

Credit, Equity, Home Loan Rates, Interest rates, Lenders, Mortgages, RefinancingBy Donna Leave a comment

Mortgage Interest Rate Rises and Refinancing Tips Aussie homeowners facing yet another cash rate hike in November 2023 are understandably concerned about the impact that rising interest rates will have on their mortgage repayments. Going from a low of 2.85 percent a little more than a year ago to a new high of 4.35 percent,…

First Tier Lenders vs. Second Tier Lenders

Home Loans, Lenders, MortgagesBy Donna Leave a comment

First Tier Lenders vs. Second Tier Lenders Stricter lending conditions across Australia have led to a rise in the number of borrowers turning to second-tier lenders for finance. Second-tier lenders – who can be smaller banks or non-bank lenders – whilst also tightly regulated, can often have more flexibility in the rates and fees they…