3 Tips to Help You Prepare for Tax Time 2021 With financial year end not far off, it’s a good time to start thinking about preparing your tax. There are a few things you can do ahead of June 30 to help you get ready for tax time 2021. Things like organizing your paperwork, prepaying…
Should You Use Your Builder’s Broker? Building a new home is a complex project and there are many decisions to be made before the project even begins. From the style of architecture, to the floor plan and layout; bathroom and kitchen fixtures and fittings; right through to flooring, paint, countertops and cupboard handles. But the…
Refinancing traps to avoid Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer significant benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal. Don’t be fooled by the interest rate Finding a lower…
How to avoid paying LMI Lender’s Mortgage Insurance (LMI) is typically required when your loan amount exceeds 80% of the property’s purchase price or valuation, especially during refinancing. Lenders view loans with a Loan-to-Value Ratio (LVR) above 80% as higher risk, triggering the need for LMI. However, there are strategies to avoid this costly premium.…