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  • Finance Solutions
    • First Home Buyers
    • We Can Help You
    • Property Finance
      • Variable Loans
      • Fixed Loans
      • Split Loans
      • Interest Only Loans
      • Offset Accounts
      • Line of Credit
      • Bridging Loans
      • Renovation and Construction Loans
      • Non-Conforming Loans
      • SMSF Loans
      • Self Employed
      • Personal Loans
      • Debt Consolidation
      • Deposit Bonds
    • Insurance
      • Building Insurance
      • Contents Insurance
      • Landlord Insurance
      • Lenders’ Mortgage Insurance
      • Mortgage Protection
    • Vehicle and Equipment
      • Vehicle and Equipment Solutions
      • Consumer Car Loans
      • Vehicle Loans and Leases
      • Asset Lease
      • Chattel Mortgage
      • Commercial Hire Purchase
      • Equipment Hire
      • Novated Lease
    • Commercial and Business
      • Business Finance
      • Commercial Property Loans
      • Development and Construction Loans
      • Debtor Finance
      • Franchise Funding
      • Agriculture Lending
  • Property Investment
    • Property Investment
    • Assess Your Finances
    • Why Invest in Property
    • Do Your Homework
    • Property Management
    • Plan Ahead
    • Property has Compromises
    • Finding Your Deposit
    • Investment Loans
    • Buying Through Your SMSF
  • Resources
    • Calculators
      • Loan Repayment Calculator
      • Budget Planner
      • Extra Repayment Calculator
      • Home Loan Offset Calculator
      • Fortnight Repayment Calculator
      • Interest Only Mortgage Calculator
      • Rent vs Buy Calculator
      • Lump Sum Repayment Calculator
      • Split Loan Calculator
      • Stamp Duty Calculator
  • Our Blog
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Monthly Archives: May 2025

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  2. 2025
  3. May

Plot twist: home owners keep repayments on hold as rates fall

MortgagesBy Lending Connections

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs. 2025 is shaping up to be a much better year for borrowers than 2024! Already, we’ve chalked up two rate cuts, and some experts are predicting there…

RBA cuts the cash rate for the second time this year to 3.85%

MortgagesBy Lending Connections

Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments? This is the second cash rate cut in 2025, as the RBA attempts to ease cost-of-living pressures on Australian families. RBA Governor…

Fact or fiction: do property values double every 10 years?

MortgagesBy Lending Connections

It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years. It’s no surprise that something as big as Australia’s $11 trillion housing market has generated its fair share of myths and misconceptions. Chances are you’ve come…

Albo re-elected: what’s on the board for home buyers and owners?

MortgagesBy Lending Connections

The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners. As the election dust settles, it’s time to get back to business as usual. But there could be a few…

Myth buster: do weekly repayments pay off an offset loan faster?

MortgagesBy Lending Connections

There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account. You may have heard that making repayments more frequently, say weekly instead of monthly, helps pay…

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